Want a better Interested Rate?
So I’m sitting at my desk this afternoon moving data around on a SAN when I get this robo-call asking if I’d like to lower my interest rate on my credit card. “If you’d like to lower your interest rate on your credit card account press 1 to talk to a representative”. Well who doesn’t want a better interest rate on their credit card, eh? So I press 1.
Now this guy comes on and thanks me for my time and asks if I was aware that my credit record review made me eligible for a better interest rate. I told him, a native English speaking person I might add, that no, I was not aware of the review but there’s nothing wrong with getting a better rate.
And… by the way – I ask sheepishly – just which credit card account is this regarding as I have a few from different banks….
**CLICK**
Yup, pretty much what I expected. I don’t know what their angle was but I’m betting it was something like “just need to pay $29.95 fee so we can run your credit report from the reporting agencies” or some such scam. And I was sure it was a scam since my credit card company has lowered my interest rate dramatically without so much as a sticky note in my bill going LOOK HERE and pointing out the 7 point drop.
I hope they call back though, I have some more questions and I’ll try to play along a little longer next time.